Buy To Let In UK

Kent & Chan Properties (UK) Limited kentchanpropertiesuk

About Us

We specialise in buying and selling UK properties. We assist customers in purchasing properties for the purposes of family residence or as an investment to rent out in order to bolster their income. Properties chosen by us are likely to create 6-8% return.

With our past experience in building UK property portfolios, we can facilitate a smooth transition for overseas property investment.

We have associate companies based in major university towns providing us with houses, apartments, and commercial properties. Houses vary between terraced houses, and semi-detached or detached. These houses may contain front gardens, car parks, garages, and backyards with lawns.

Clients can expect a professional, trust-worthy, and efficient approach in our services provided to suit their needs.

Luke Kent (LLB)
(Executive Director)

Born in Colchester, England and brought up in Hong Kong. Fluent in both Cantonese and English.

Bachelor of Law and Certified UK Property Law Conveyancer.

Luke has lived in Hong Kong for many years. He is also very familiar with British culture and has observed that many HK investors have a special interest in overseas properties in various countries, i.e. UK, Australia, Canada, United States, Thailand, etc. and he is committed to assisting Hong Kong investors by facilitating property transactions and ensuring a smooth transition for them. His legal background means he is familiar with how legal conveyance is handled, and his communication skills can assist in establishing a clear understanding between lawyers acting for buyers and sellers.

The objective is to help his customers make a 6-8% profit from their investment.

Dr. Samir Kent Acharya (MBBS/DFM)
(Acquisition Consultant)

Dr. Acharya worked in England from 1973 to 1992. During this time, he has extensive experience in dealing with properties via purchase, sale, and finance. This equipped him to learn about building a property portfolio, both residential and commercial.

He worked in Hong Kong from 1992 until 2021, running his own private medical practice while maintaining his interest in UK properties.

Now he has decided to share his experience and assist investors in developing their UK property portfolios.

Lydia Chan (Managing Director)

Her experience in building UK property portfolios would be utilised to assist customers in building theirs.

UK Real Estate

Facts about UK Real Estate

1. There is chronic shortage of housing within UK.

2. There are 32 applicants for tenancy for each available property to rent.

3. Successive British governments recognise the need to meet with shortages of property, and have a target of building 300,000 new homes every year. It will take half a century to meet the needs of British home seekers, even if the Government meet with the target.

4. 80% of U.K. residents enjoy paying low rent on their homes which are provided by social landlords like local councils.

5. Many private builders have become very active to build more new homes but they are short of money. Private property developers seek investment from overseas investors, i.e. every week some of them hold a property exhibition in Hong Kong, encouraging HK investors to buy U.K. properties.

6. Investment in U.K. properties remain popular; 50 countries from overseas invest in U.K. property. 13% of such investment is invested by Hong Kong investors.

7. Nearly 110,000 residential properties and 14,000 commercial properties change hands in October 2024.

8. It is estimated that 1.15 million residential properties will change hands in 2025.

9. It is further estimated that property prices are likely to increase by 3.7% in the year 2025.

10. Only 10% of Hong Kongers chose to move to U.K. and 3 million of them qualify to reside.

11. Hong Kongers who move to U.K. are skilled workers, and not dependent on social security/welfare and have come ashore with their own financial resources which contribute to the British economy.

12. Hong Kongers who buy U.K. property help to ease shortage of rental properties.

13. U.K. real estate sector provide employment to 551,000 people.

14. There are more than 23,346 estate agent businesses employing 51,000 people. There are 5,590 mortgage brokers and there are 72,400 chartered surveyors.

15. In spite of all this, the shortage of homes persist in the U.K.

Mortage Lenders

There are more than 200 mortgage lenders in the U.K. However, the mortgage market is dominated by ''The Big 6'' lenders (Lloyds, Santander, NatWest, Nationwide, HSBC, and Barclays) whom lend 71.7% of the total mortgage packages.

The total lending was £1166.96 billion.

These lenders offer a range of mortgage products tailored for different borrower needs.

When selecting lenders, it is crucial to keep in mind the issues such as comparing interest rates, arrangement fees, early repayment charges, overpayment limits, etc.

Our Services

-Assisting customers in buying/selling property.

-Carry out thorough check up and ensure structural integrity of property (good decor/availability of occupation) for purposes of family residence or rent.

-To make sure buyers do not overpay and that purchase price matches market valuation since as many new developments are overpriced.

-To facilitate all stages of property transaction (viewing/gauging rental income estimate/conveyance).

-Helping customers invest in property with a yield of 6-8% per year.